The loan you modeled
is the loan you service.
Product rules become deal terms. Accepted terms stay with the funded loan. A change to your defaults never silently changes an existing agreement.
Follow the termsPRIVATE LENDING SOFTWARE FOR INDEPENDENT LENDERS
Runs a real lending book todayEvery part of lending.
One platform.
The complete platform for independent private real estate lenders: fix & flip, bridge, ground-up construction and investor-backed loans. Enter the terms once. Origination, servicing, draws, investors, documents and accounting stay in agreement.
The whole platform. From $499 / month.
We confirm fit and current availability with you before anything is billed. How access works
Interactive product tour / Sample data
FIX & FLIP · CEDAR HOUSE
Active loanLoan overview
Note principal$500,00012% · 30/360
Rehab reserve$60,000Available to disburse
June interest remaining$5,000June statement · 30 days
Your next move2
Terms, documents and activity stay with this loan.
AIRE briefSAMPLE
Cedar House has a draw ready for review. The request fits within the accepted rehabilitation budget. The June interest receipt will also update investor allocations.
THE LIFE OF THIS LOAN
Make a move. Watch the rest of the business stay in agreement.Open the full product tour
Purpose-built for private real estate lenders.
Fix & flipBridge lendingGround-up constructionInvestor-backed lending
Runs a real lending book todayAIRE services our own lending company’s loans. We use what we sell.How it started Public pricing. No modules.$499 or $999 per workspace per month. Every capability included. No per-seat surprises.See pricing See it before you talk to anyoneA ten-view interactive tour on a sample loan. No form, no call, no slideshow.Open the tour Compared against 20 platformsA sourced, dated comparison across seven dimensions. Every claim links to the vendor’s own page.Compare platforms
WHY IT HAS TO BE CONNECTED
Your team is small.
Your platform shouldn’t be.
A borrower payment is also an investor allocation, an accounting entry and a conversation with your borrower. A draw belongs to a budget, a loan and a cash account. When those live in different tools, your team becomes the integration.
AIRE connects the work at the source, so three people can run the whole lending business without rebuilding the story in another system. Every capability, from applications to month-end close, is part of one subscription.
Explore every capabilityTHREE MOTIONS. ONE RECORD.
Agree it once. Record it once.
Issue it once.
Re-entering terms, rebuilding statements and reconciling separate records eat the day. AIRE carries each fact from where it was decided into every place that depends on it.
The loan you modeled
A receipt with
a complete explanation.
See how money applies to the loan, what belongs to investors and what remains for the lender. The allocation stays connected to the statement and the books.
Follow a receiptThe right document.
The history behind it.
Generate the document from the loan, preview it, then issue and deliver it. The version, its terms and its delivery history stay together.
Open the documentsYOUR NUMBERS TELL ONE STORY
The borrower pays.
The whole picture updates.
Servicing is connected to your capital and your accounting. Understand the borrower’s obligation, each investor’s return, your gross spread and the expected cash position from the same receipt.
Try it with a sample receipt01
Apply the receipt
Preview fees, interest, principal and any held cash against the terms of the loan before you post.
02
Allocate the investor return
Use the participation schedule and investor-specific economics. See the lender’s share alongside it.
03
Follow the accounting
Recorded activity flows to journals, expected cash and the obligations that cash represents.
04
Keep the evidence
The receipt, statement, loan activity and financial record remain part of the same loan.
DESIGNED TO WORK OUT OF THE BOX
Your brand. Your rules.
A working foundation.
Most lending software arrives empty. AIRE arrives with loan products, documents and payment rules already in place. Name the company, pick a loan type, set the rate and the day count, and the first branded term sheet is ready to preview.
PERSONALIZE A SAMPLE WORKSPACE
Make it unmistakably yours.
Your identity carries across the portal, statements and loan documents.
Interactive setup illustration. No account is created.
CLCedar Lending
LOAN PRODUCT PREVIEW
Fix & flip
Example interest-only loan
- Example principal
- $100,000
- Annual rate
- 12%
- Day count
- Actual/365
- Interest for 30 days
- $986.30
Loan terms carry from the deal into documents and servicing.
YOUR CHOICES. CONNECTED THROUGHOUT.
FROM THE FIRST POSSIBILITY TO THE FINAL PAYOFF.Conceptual artwork
EVERY SIDE OF THE LOAN
A better experience
for everyone involved.
The team gets the full picture. Borrowers get a clear next step. Investors get visibility into their capital. Each works with the context they need.
For your team
One work queue and one connected loan file. Find the condition, review the draw, explain the payment and move to the next task.
Explore the lender workspaceFor your borrowers
Your brand, their loans and an obvious next step. Submit documents, request a draw, find a statement and follow the status.
See the borrower experienceFor your investors
Participations, individual return terms and receipt-linked allocations. Give capital partners a clear view of the money behind the loan.
Explore investors & capitalMEET ASK AIRE
Less searching.
More understanding.
What needs attention? Why is the balance different? What belongs to each investor? Ask in the context of your workspace and follow the answer back to its source.
Your team stays in control. AIRE explains and proposes the next step; people review consequential actions.
Ask about the sample loanAsk AIREILLUSTRATIVE EXAMPLE
“Why is the investor return different from the interest collected?”
The note earns 12%. The investors’ fixed coupon is 10%. For this sample period, $5,000 of borrower interest produces $4,166.67 in investor returns and $833.33 of lender gross spread before expenses.
Participation schedule · LN-1042 $500,000 principal · 30-day period · 30/360. Explore the source in the tour.BUILT FROM THE LENDER’S SIDE OF THE DESK
We run our own book on it.
Reece Harris runs a private lending company and built AIRE because the software he paid for still left most of the work to him. AIRE services that book today. Every day-count convention, reserve rule and payoff quote in the product was shaped by real loans before it reached a screen.
That is also why access starts with a walkthrough. We would rather show you your own scenario in AIRE than sell you a slideshow.
Read the storyONE WORKSPACE PRICE
The whole platform.
Sized to your book.
Both plans include every capability. They differ only in the team seats and active funded loans included. No per-module fees; no per-seat surprises.
Platform
The whole lending business in one workspace, for a focused team.
$499/ month
3 team seats · up to 25 active loans
Request Platform accessGrowth
The same platform with room for a larger team and book.
$999/ month
10 team seats · up to 100 active loans
Request Growth accessLarger books or complex requirements: request Enterprise pricing. Prices in USD per lending workspace. No payment is collected on this site. Full pricing details
WHAT HAPPENS AFTER YOU REQUEST A WALKTHROUGH
Bring one real loan.
See the whole answer.
Request a walkthroughTell us about your book
Tell us your book size, what runs it today and what should work better. Nothing is billed and no account is created.
A working session on your loans
Bring one real scenario: a draw, a payoff, an investor split. We walk it through AIRE with you and answer the hard questions.
A setup plan before any subscription
Scope, import and reconciliation agreed in writing. Then, and only then, a workspace and a bill.
A FEW THINGS WORTH KNOWING
Straight answers
before the decision.
Is this one platform, or separate products?
One platform. Applications, origination, servicing, construction draws, borrower workflows, documents, investors, accounting, reporting and Ask AIRE live in the same workspace. Platform and Growth differ only in included team seats and active-loan allowance.
Is AIRE live today?
Yes. AIRE services a real lending book today: our own. Outside lenders come on through a walkthrough and a written setup plan rather than a self-serve signup while we bring on the first workspaces. Request a walkthrough and we confirm fit and current availability before anything is billed.
Is AIRE designed for a small lender?
Yes. AIRE is built for independent private real estate lenders who run a complete operation with a small team. Useful defaults, included team seats and workspace pricing support that focus. Larger or more complex operations can discuss Enterprise scope.
Can I use my own loan terms?
AIRE is built around configurable loan products and financial policies: day-count conventions, interest reserves, points, fees, late-fee and closing rules. The terms of each loan stay attached to that loan as the business moves forward; a change to your defaults never rewrites an existing agreement.
Who does setup, and can I bring an existing book?
We do it with you. Existing-book setup starts with the loan data, terms, documents, opening balances and investor records that need to carry forward. That scope, the import and the reconciliation are agreed in writing before a subscription starts.
Can I leave and take my data?
Yes. Your loans, documents and accounting exports belong to you, and how you take them with you is written into the setup plan.
THE WHOLE BUSINESS. ONE PLATFORM.
Spend your time lending.
Let the details connect.
Bring one real loan. We’ll walk it through AIRE with you.